Jamaica Loan & Mortgage Calculator

Compare Jamaica Bank Mortgage Rates

Jamaica Bank Loan Calculator

Compare mortgage rates from major banks! Calculate monthly payments, total interest, and compare all banks at once. Always Free

NHT Calculator

How to Use the Jamaica Mortgage Calculator

Our comprehensive Jamaica loan calculator and Jamaica mortgage calculator makes it easy to compare interest rates from all major Jamaica banks. Get instant, accurate calculations for monthly payments, total interest, and complete payment schedules using current bank rates Jamaica offers for 2025.

✓ Featured Banks:

  • National Commercial Bank (NCB)
  • JN Bank (Jamaica National)
  • Scotiabank Jamaica
  • CIBC FirstCaribbean
  • Real-time rate comparisons

🏠 Perfect For:

  • First-time home buyers in Jamaica
  • Mortgage refinancing decisions
  • Investment property planning with NHT benefits
  • Personal loan comparisons
  • Pre-approval preparation using salary calculations

Bank Loan & Mortgage Calculator

J$
J$100,000 - J$50,000,000
100K 10M 25M 50M
5 - 30 years
Select a specific bank or compare all banks, or enter your own rate

2025 Jamaica Bank Mortgage Rates Comparison

National Commercial Bank
8.0%
Mortgage Rate
JN Bank
8.5%
Mortgage Rate
Scotiabank Jamaica
8.5%
Mortgage Rate
CIBC FirstCaribbean
8.0%
Mortgage Rate
Sagicor Bank
8.5%
Mortgage Rate
FGB
9.0%
Mortgage Rate

Jamaica Mortgage Tips

  • Shop around - rates vary significantly between banks
  • Consider total cost, not just monthly payment
  • Factor in legal fees and insurance costs
  • Check for special rates for professionals
  • Consider your job stability and income growth
  • Calculate your debt-to-income ratio first
  • Use our tax calculator to determine affordability
Important: Rates shown are estimates based on typical Jamaica mortgage rates as of 2025. Actual rates depend on credit score, loan amount, loan-to-value ratio, employment history, and Bank of Jamaica policy rates. Contact banks directly for current rates and official loan applications.

Frequently Asked Questions

Our calculator compares rates from NCB, JN Bank, Scotiabank, and CIBC FirstCaribbean. Rates vary based on loan amount, term, and your creditworthiness, so use our calculator to compare all options.

Enter your loan amount, interest rate, and loan term in our calculator. It will show your monthly payment, total interest, and provide comparisons across different banks.

Key factors include your credit score, income, down payment amount, loan-to-value ratio, and the current economic environment. Each bank may weight these factors differently.

Fixed rates provide payment stability but may start higher. Variable rates can offer savings if rates decline but carry risk if rates increase. Consider your risk tolerance and current rate environment.

Complete Jamaica Financial Calculator Suite

Jamaica Tax Calculator

Calculate PAYE, NHT, NIS & Education Tax. See your exact take-home pay with 2025 rates.

Calculate Taxes

NHT Loan Calculator

Calculate your National Housing Trust interest rate and maximum loan eligibility.

Calculate NHT Benefits

Jamaica Financial News

Stay updated with latest tax changes, mortgage rates, and financial tips.

Read Financial News